Motivation | Passion | Adventure

I came from an upper lower class family. But because of my parent’s hard work and persistence, they were able to send me to an upper middle class university, which I am forever be grateful. My parents opened a small eatery in our area, they wake up very early to cook and sleep late at night just to sell all the food they prepared for the day. A part of our house was renovated and some of the rooms were open for rent. The money they earn is just enough to sustain my schooling and our daily needs.                 I had some friends in school who are well-off, and they always tag me along whenever they go to the mall to buy shoes, clothes and some stuff. As a teen, I always feel that I am deprive of those material things since we cannot afford.                 When I was starting work, I thought it is time for me to reward my...

                I like horror movies, I love the thrill of getting scared especially when the story would play in your mind, as if there is someone beside you when you are alone. But what scares me the most, not the ghost or the unknown element around us, but the monthly bills inside the envelope, or a phone call from the credit card collection company.                 I have done some research and found out some of that many people have gone through debt traps just like me, hence, the moment that they’ve discovered that they need to do something. There are many solutions out there that can resolve the debt problem, here are some: Plan – Before your pay day, plan where your money goes. List down all your bills and allocate your earnings to the things you need ex: Savings, food, transportation allowance, insurance, amortization etc...